This website (https://rayt.co.nz) ("the site") is owned and operated by Rayt NZ Limited ("Rayt" and "we") a duly incorporated company in New Zealand. We have created the Site for use subject to the terms and condition outlined below ("the Terms"). Please read the Terms carefully. By accessing and using the Site you are deemed to accept the Terms. We reserve the right to amend or update the Terms at any time without notice and we therefore recommend that you review the Terms each time you use the Site.
The Site is designed for use by persons and businesses resident in New Zealand. Use of the Site and the Terms are governed by the laws of New Zealand and subject to the jurisdiction of the New Zealand courts. The Content of the Site may not be appropriate for other jurisdictions. If you choose to access the Site from another jurisdiction in breach of the Terms then we are not responsible for compliance with any applicable laws of that jurisdiction.
The information, software, images, materials, design and other content ("the Content") of the Site are the property of or licenced by Rayt. You are permitted to view but may not copy, reproduce, distribute, alter or store any of the Content and you are not permitted to link to the page without prior consent of Rayt.
Content is not intended to provide financial, investment or legal advice and Rayt provides no warranty or representation in respect of the Content including but not limited to the accuracy, suitability, reliability or completeness of the Content nor that the content is up to date.
For your convenience we have provided links to relevant third party websites. Rayt is not responsible for or in control of the content of those sites and makes no or warranties in relation to them including privacy, security or accuracy of the content on them and you access them at your own risk.
Rayt does not guarantee that any information available for download from the Site is free from viruses and other malware that may interfere with other information technology. You agree that any download is at your own risk.
Services provided by Rayt referred to on the Site are governed by a separate agreement entered into between you and Rayt. In addition, we give no assurances that we will agree to provide services to you.
The terms of collection, use, sharing, storage, security and access to personal information, whether via the Site or otherwise, and use of cookies are governed by our Privacy Policy [provide hyperlink]. You acknowledge that you have read and accept the terms of the Privacy Policy which shall be incorporated into the Terms.
Any information you upload, post, transmit, share or otherwise make available through the Site must not contain any unlawful content, viruses or other malware, breach any intellectual property or privacy rights and must not be content that you know or ought to know is incorrect or misleading. You indemnify Rayt for any and all losses incurred by Rayt from your use of the Site in breach of the Terms.
While we have made reasonable efforts to ensure the Content errors and omissions may occur. Rayt does not accept any liability for any loss or damage which may directly or indirectly result from any the Content contained on the Site and any other website linked to this Site whether negligent or otherwise.
To the maximum extent permitted by law, Rayt's liability for any claim, damages, loss or expense related to the use of the Site is excluded and in no circumstances shall Rayt be liable, whether in contract, tort (including negligence) or otherwise for any indirect, consequential loss or loss of profits.
Rayt may terminate your access to and use of the Site at any time without notice for improper use of the Site in breach of the Terms or otherwise.